MSME Subsidies – अपने व्यवसाय को मिले सरकारी सहयोग की शक्ति!
Warehouse (गोदाम निर्माण)
- PM Formalization of Micro Food Processing Enterprises Scheme (PMFME):
₹10 लाख तक की क्रेडिट लिंक्ड सब्सिडी - Rural Infrastructure Development Fund (RIDF – NABARD):
कृषि-आधारित गोदाम निर्माण हेतु कम ब्याज दरों पर लोन और अनुदान - राजस्थान राज्य गोदाम सब्सिडी योजना:
भूमि पर निजी गोदाम निर्माण हेतु पूंजीगत सब्सिडी
Cold Storage (कोल्ड स्टोरेज इकाई)
- Integrated Cold Chain and Value Addition Infrastructure Scheme (MoFPI):
35% से 50% तक कैपिटल सब्सिडी - NABARD Subsidy for Cold Chain Projects:
बैक-एंडेड सब्सिडी, भूमि विकास और कोल्ड रूम निर्माण हेतु - PM Kisan SAMPADA Yojana:
किसान-उन्मुख भंडारण क्षमता निर्माण के लिए वित्तीय सहायता
Manufacturing Units (उद्योग/निर्माण इकाई)
- Credit Linked Capital Subsidy Scheme (CLCSS):
15% तक कैपिटल सब्सिडी नई मशीनरी व टेक्नोलॉजी अपग्रेडेशन पर - Technology Upgradation Fund Scheme (TUFS):
विशेष रूप से वस्त्र व छोटे निर्माण उद्योगों हेतु - MSME Competitive Scheme:
ISO प्रमाणन, पैकेजिंग और ब्रांडिंग में सहायता
Hotels & Hospitals (होटल व अस्पताल)
- Stand-Up India Scheme:
महिला व अनुसूचित जाति/जनजाति उद्यमियों के लिए ₹10 लाख से ₹1 करोड़ तक लोन - SIDBI Hospitality and Health Infrastructure Scheme:
MSME होटल, हॉस्पिटल व मेडिकल इक्विपमेंट फाइनेंसिंग के लिए - TUF Scheme for Energy Efficiency (SIDBI):
होटल और अस्पतालों में ऊर्जा दक्ष उपकरणों पर सब्सिडी
MSME क्या सहायता करता हैं ?
- सब्सिडी की पात्रता जाँच
- दस्तावेज़ तैयार करना व आवेदन भरना
- बैंक और सरकारी विभागों के साथ समन्वय
- सब्सिडी राशि प्राप्त होने तक संपूर्ण मार्गदर्शन
- वित्तीय प्रोजेक्ट रिपोर्ट और DPR तैयार करना
सब्सिडी का लाभ क्यों उठाएं?
- लागत में सीधा लाभ
- लोन पर ब्याज दर में छूट
- तेज व्यवसाय विस्तार
- सरकारी मान्यता और ब्रांडिंग में बढ़त
- लंबी अवधि में स्थिरता
Rajasthan Investment Promotion Scheme – 2024
(Benefits for MSME Sector)
Asset Creation Incentives
Investment Subsidy: Investment Subsidy of 75% of State tax (SGST) due and deposited for a period of Ten years from the date of commencement of commercial production.
Capital Subsidy:
- Enterprises engaged in manufacturing of alternatives for plastic products will be provided a special incentives equivalent to 50% of capital investment made by the unit, subject to maximum of INR 40 lakhs.
- Enterprises engaged in Agro and Food Processing shall be provided a special incentive equivalent to 50% of capital investment made by the unit, subject to maximum of INR 1.5 crores.
- 5% additional subsidy for FPOs owned by SC/ST/women entrepreneurs or enterprises setting up units in areas identified under the Tribal sub-plan.
Asset Creation Incentive Top-Up
Interest subsidy for Seven years will be provided as per the following matrix:
- Loan Amount (For investment in plant & machinery/ equipment or apparatus.)
- Upto INR 5 Crores – 6% per year
- INR 5 Crores – 10 Crores – 4% per year
- INR 10 Crores – 50 Crores – 3% per year
Note:
- Khadi Enterprises shall be eligible to avail interest subvention for 10 years instead of 7 years.
- Interest subsidy will be tele-scoped. For E.g., A 6 Crore loan for investments in plant and machinery will be provided 6% interest subsidy on 5 Crores [INR 30 Lakhs] and 4% interest subsidy on the additional INR 1 Crore [INR 4 Lakhs].
- For loans upto INR 25 lacs, an additional 1% interest subsidy will be offered for the following:
- Beneficiaries under Rajasthan Rural Tourism Policy
- Agro-Based Industries
Special Incentives
Employment Generation Subsidy: Reimbursement of 50% of employers’ contribution towards EPF and ESI, for seven years (for domiciled employees only)
Fund Raising Incentive: One-time financial assistance on raising funds (capital) through SME platform, to the extent of 50% of the investment made in process of raising funds (capital), subject to a maximum of five lakh
Exemptions
- Electricity Duty: 100% exemption of electricity duty for 7 years
- Mandi Fee: Reimbursement of 100% of mandi fee/ Market Fees for 7 years
- Stamp Duty: Exemption from payment of 75% stamp duty and reimbursement of 25% stamp duty on the following:
- On purchase or lease/ sub-lease of land and construction or improvement on such land
- On purchase or lease/ sub-lease of floor area/ space in any constructed commercial building for setting up of enterprise on minimum floor area/ space of 2000 square feet.
- Conversion Charges: Exemption from payment of 75% conversion charge and reimbursement of 25% conversion charge
Other Incentives for MSMEs – Green Incentives (To be disbursed over 10 years)
MSMEs shall be eligible to avail the following benefits up to a maximum ceiling of INR 1 crore:
- 50% reimbursement on the cost of environmental projects
- 10% of the cost of machinery and equipment using clean production technology
- 100% electricity duty exemption for captive renewable energy generation for 7 years
- 50% consent fee waiver for industries under the Rajasthan Green Rating System
Note: For the above, ‘environmental projects’ shall mean:
- Environmental infrastructure facilities (such as ETPs and waste management projects)
- Zero Liquid Discharge
- Air Pollution Control Measures
- Water Measures
Interest Subvention: 6% on loans under SIDBI’s Green Finance Scheme (MSMEs executing projects/providing services related to: Energy Efficiency, Renewable Energy, Compressed Bio Gas, Water & Waste Water Management, Solid Waste Management, E-Mobility, etc.)
Add-on Freight Incentives
MSME Enterprises (First time MSME Exporters including existing units which are first time exporters) shall be eligible for reimbursement of 25% of the total expenses on freight charges for sending goods for exports through State Inland Container Depots (ICDs) and/or air cargo complex subject to a maximum limit of INR 25 lacs per exporting unit per annum (only exporting units registered within Rajasthan shall be eligible).
Add-on Skilling & Training Incentive & IP Creation Incentives
Skilling & Training Incentive: MSMEs shall be eligible for reimbursement of 50% of the total cost of employee training for 6 months, as a one time incentive up to:
- INR 20,000/- per month for Micro units
- INR 30,000/- per month for Small units
- INR 40,000/- per month for Medium units
Training shall be from an accredited institution, relevant to the operations & management of such enterprise.
IP Creation Incentives: Reimbursement up to 75% of the costs of acquiring patents up to INR 5 lacs to be provided. For obtaining geographical identification & trademark registration, the State shall match the financial assistance provided by Government of India.